ZOMBIE-LOAN

赤月知佳

Chika Akatsuki (赤月 知佳 Akatsuki Chika) is the one of the main characters in Zombie Loan. After surviving an accident with Shito six months prior to the start of the series, he turns into a zombie. He and Shito are the only ones to switch hands to fight off undead zombie corpses in order to get money to get their lives back. Starting off as seen as cold and distant, he fights with his katana by switching hands with Shito. He is determined to get his life back as he gets his loan by saving people. He is known to be Shito’s partner.

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紀多みちる

Michiru Kita is a weak-spirited girl who has a hard time saying what's on her mind. Since the death of her parents, she has felt numb-living, and has no will to achieve anything or even care if she dies or not, an attitude which disgusts Shito. As the manga continues, Michiru develops the will to live and become stronger to protect her friends. Even though, she panics over the littlest things, she does whatever she can to help out in any situation.

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由詩

Yuuta (由詩?) is the Z-Loan office assistant who has an androgynous appearance and has the unique ability to heal using ectoplasm. His job mostly consists of data-gathering, medical treatments, answering phones, and making tea. He is a zombie with a loan as well. He and Bekkō are similar in the sense that they both have an eye for money.

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橘思徒

Shito Tachibana (橘 思徒 Tachibana Shito) is one of the main characters in Zombie-Loan. He is referred to as the first survivor in the accident six months prior to the series. Due to his looks and attitude, he is idolized by the female students, though he seems not to care. Shito is linked with Chika by a spiritual chain. He is a zombie as he fights alongside with Chika to get their loan paid in order to get his life back.

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芝怜一朗

ざらめ

Zarame is an entity of unknown origin or nature that reaps souls. He is known by his associate Koume as Zarame-sama, which translates into English as granulated sugar or brown sugar, and has the ability to generate a scythe at will. He can only speak in muffled, high-pitched, squeaky noises, due to the bandages across his mouth and his super deformed state, but both Michiru and Koume hear him as speaking normally, though most of what he says are threats or insults. It appears that Yomi can also hear and understand Zarame when he speaks, as seen in chapter 75. Currently, he still does not have his "core" back, but seems content to perch on Michiru's shoulder. After being attached to her, he becomes protective over her as well.

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久世霜月

カルメラ

沢渡乙

His personality slightly resembles that of Bekkō's and Chika's father: he is sometimes serious, cool, and mysterious, but at most other times he can be simply whimsical. He shows a rather sickening admiration and friendliness towards Bekkō, whom he calls "Bekkō-chan," even feeling jealous of him because he has a "nicer ass."

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